Today EPF announced a scheme called i-Sinar, which will permit members who have lost their jobs or are on no-pay leave, to take an advance from their Account 1. Generally, eligible members will have access to up to 10% of their savings in Account 1 -- subject to having a minimum balance of RM100. Those who apply for the facility will be required to replace the full amount in the future. But is this a good idea? Melisa Idris and Sharaad Kuttan bring you the most important news of the day.