Credit card debt can be overwhelming and stressful and the journey to being debt-free isn't always a straight path. To keep yourself on track, it takes vigilance and adaptability. As you're working to pay off your debt it's important to reward yourself at certain milestones. To start with, it can help to pay off your highest balance. Once that gets to a reasonable amount you might want to switch your focus to targeting the debt you have with the highest interest rate.