LOCAL RECORDS OFFICE: Have you ever wondered how credit and credit cards work? This video will show you how banks lend you money to spend. High and low credit will affect how much banks will lend you.

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Someone with hight credit will have the opportunity to borrow money from the banks with low-interest rates while someone with low credit will have to pay back the lent amount with high-interest rates. Credit depends on when you are making your payments and how long you started your credit history. The people at the "local records office" created a video on how credit works for different people.
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